Mid-Year Open Enrollment Checklist
Open enrollment season arrives every year like clockwork. For many people, it's a reminder to quickly click "re-enroll" in the same plan and move on with life. This autopilot approach could be…
Don’t Leave Home Without It: The Value of Travel Insurance
The value of travel insurance. One unexpected medical bill abroad can cost more than your entire trip. Travel insurance protects everything you've worked for. Cherie, our VP, is our travel…
The Differences Between HSA vs. FSA
Who doesn't want to save money on healthcare expenses and reduce their tax bill at the same time? Health savings accounts sound like a smart financial move, and they are. However, when you're faced with acronyms…
Insurance Simplified: Deductibles, Copays, and Coinsurance
Whether you're an individual navigating open enrollment or a business owner choosing coverage for your team, we're here to help you make sense of it all. We’re taking the complicated world of insurance and simplifying it. We are passionate about helping you make informed decisions for yourself, your family, and your business.
A Partnership Built On Promise
When it's time to choose health insurance, you have options for how to go about it. #1. You navigate the process alone, comparing plans online, and trying to decode policy…
2026 Group Insurance Guide
As a business owner, you're always going to be juggling with different aspects of the business. Payroll, growth strategies, customer satisfaction, and somewhere in that mix, you need to make smart decisions…
5 Opportunities to Optimize Your Coverage
Health insurance can feel like navigating a maze blindfolded. You're combing through multiple options, managing deadlines, complex terms, and fine print. The good news? At Torgersen Consulting, we help you…
The ABC’s of Health Savings Accounts (HSAs): A Guide by Torgersen Causey
When it comes to managing healthcare expenses and planning for the future, Health Savings Accounts (HSAs) are a powerful but often underutilized tool. At Torgersen Causey, we empower individuals to…
Saving More, Worrying Less: How An Insurance Broker Can Help You Cut Costs
In the complex world of insurance, finding the right coverage at the best price can be a daunting task. That's where the expertise of an insurance broker comes into play.…
Medicare Open Enrollment: What You Need To Know
Navigating the complexities of Medicare can be challenging, but armed with the right information, you can optimize your healthcare coverage. One critical period that requires your attention is Medicare Open…