Don’t Leave Home Without It: The Value of Travel Insurance
The value of travel insurance. One unexpected medical bill abroad can cost more than your entire trip. Travel insurance protects everything you've worked for. Cherie, our VP, is our travel…
What Is the CAA and Why You Should Care
Most employers are unknowingly out of compliance. Here’s what the Consolidated Appropriations Act requires and what you need to do about it. Most employers have never heard of the CAA…
Do I Really Need Health Insurance?
Here's the reality: health insurance isn't just for people who are sick or expecting medical issues. It's essential for financial protection that everyone needs, regardless of age, health status, or how rarely you visit the doctor. Let's explore the practical, real-world reasons why.
Insurance Simplified: Deductibles, Copays, and Coinsurance
Whether you're an individual navigating open enrollment or a business owner choosing coverage for your team, we're here to help you make sense of it all. We’re taking the complicated world of insurance and simplifying it. We are passionate about helping you make informed decisions for yourself, your family, and your business.
A Partnership Built On Promise
When it's time to choose health insurance, you have options for how to go about it. #1. You navigate the process alone, comparing plans online, and trying to decode policy…
2026 Group Insurance Guide
As a business owner, you're always going to be juggling with different aspects of the business. Payroll, growth strategies, customer satisfaction, and somewhere in that mix, you need to make smart decisions…
5 Opportunities to Optimize Your Coverage
Health insurance can feel like navigating a maze blindfolded. You're combing through multiple options, managing deadlines, complex terms, and fine print. The good news? At Torgersen Consulting, we help you…
Why Mental Health Coverage Is Essential in 2026 Employee Benefits Packages
Mental health has become a central concern for employees and employers alike. In 2026, providing comprehensive mental health coverage is no longer optional—it’s a critical part of a competitive employee…
Are Your Benefits Competitive in Today’s Market?
In a competitive labor market, offering a strong benefits package is essential for attracting and retaining top talent. Do you know if your benefits stack up against industry standards and…
The True Cost of Employee Benefits in 2026: How Smart Investments Reduce Long-Term Costs
Employee benefits are often viewed as an expense on the balance sheet, but in 2026, forward-thinking organizations recognize that strategic benefits investments generate measurable returns. When designed and implemented effectively,…