Health Coverage for Low Income in Pensacola, FL

Need help finding an affordable health agency in Pensacola, FL?

We are an independent insurance agency in Pensacola, FL that specializes in helping you choose and enroll in the right health insurance plan for you. Our service is 100% free to you, and we are experienced in finding cheap health insurance plans for our clients, so let us help you with enrolling in Pensacola, Florida medical insurance.

Get Enrollment Help
Schedule a Free Consultation

FREQUENTLY ASKED QUESTIONS

Have questions about cheap health insurance plans in Pensacola, FL? Read our frequently asked questions to see if your question is answered there, or contact us today!

Learn More

TESTIMONIALS

Serving the Pensacola, FL area for over 20 years. Find out why our customers have trusted us with helping them choose the affordable healthcare plan that’s right for them.

Learn More

ABOUT TORGERSEN CAUSEY

We have been a trusted name in the insurance and benefits industry in Pensacola, FL for over two decades. Learn more about our team and how we can help you.

Learn More

Cheap Florida Health Insurance

Choosing the right health care plan for you and your family is a serious decision, but that doesn’t mean it has to be hard. Torgersen Causey Insurance & Benefits can help you find and enroll in the medical insurance plan that fits your needs, AT NO EXTRA COST TO YOU. Contact us today to learn how we can help you find the affordable insurance coverage you’ve been searching for.

Get a Quote

Comprehensive Health Coverage for Low Income

As an authorized agent of the leading insurance carriers in Pensacola, FL, we offer extensive coverage and benefits within your budget

Humana logo
SunLife logo
TheStandard logo
EyeMedia logo
Aetna logo
Principal logo
UnitedHealthcare logo
Unum logo
Avesis Essential Benefits logo
Lincoln Financial Group logo
Florida Blue logo
Reliance Standard logo
Delta Dental logo
United Concordia logo
MetLife logo
Guardian logo
Frequently Asked Questions
How can I get cheaper health insurance?

There are many ways you can save on health insurance coverage. The simplest way is to find a trusted health insurance broker who will guide you through the process and help you find the plan that fits your budget. Insurance brokers typically make money from commissions, not from fees charged to the customer, and can often find better prices than what’s on the Marketplace.

It’s also important to understand what your exact health needs are to help decide which plan is best for you and manage your healthcare costs.

Is there any free health insurance in Florida?

Depending on your exact circumstances, there are low-cost or free Florida health insurance programs you can take advantage of. Contact Torgersen Causey Insurance & Benefits today to schedule a free consultation and find out what medical insurance options are available to you.

How much is health insurance a month for a single person?

According to eHealth, the average national cost for health insurance in 2020 was $456 for an individual and $1,152 for a family per month. However, costs can vary depending on the exact health plan you’ve selected. To get personalized health insurance quotes for you and your family in Pensacola, FL, contact Torgersen Causey Insurance & Benefits today.

What does an insurance broker do?

An insurance broker helps clients search for health coverage and can offer products from a variety of insurance providers, typically for a commission as opposed to a direct fee from the consumer. A broker’s main responsibility is to the client, not to a specific insurance carrier, so they are able to help clients shop around to find the plan that fits their needs the best rather than recommending the insurance company they are partnered with.

Is it worth getting an insurance broker?

Insurance brokers are an excellent option for those looking for a cheap health insurance plan because they do not charge the customer a fee. Instead, they make money from a commission charged to the insurance company directly. And because they don’t have loyalty to a single insurance company, they can be unbiased when helping their clients choose an affordable health plan. Choosing a trusted insurance broker like Torgersen Causey Insurance & Benefits can help many people find the right medical coverage within their budget and without the confusion that comes with doing it on your own.

Much more than just an insurance policy:
Comprehensive services you can count on

“We’ve had our benefits through Torgersen Causey/Combined Insurance Services for the better part of two decades. The emphasis they place on educating our team members on their plans and wellness has proven to be very helpful to our entire organization. Their team is always ready to assist and they work hard to proactively identify issues and possibilities for our group. Torgersen Causey also works hard to provide tools that keep us compliant with regulations and legislation such as the Affordable Care Act. They come highly recommended from the team at Arc Gateway.”
Missy RogersCEO
ARC Gateway
“Torgersen Causey has always given me great customer service in all areas. It’s great to be able to call a firm and get the answers you need! I made a huge mistake a few years back and moved to another agency. This was the worst mistake I’ve made in business in a long time. The company I decided to do business with could not deliver the level of customer service and attention to detail that Torgersen Causey delivered. I highly recommend Torgersen Causey!”
Neal StewartCo-Owner
RV Connections
“I’ve worked with Cherie MeGuess for my personal health insurance coverage and she’s always available by any means of communication I use, always friendly and always responsive! Even when I was with a company that offered me a group plan and I wasn’t using Cherie, she never hesitated to answer any question I had. She’s my go-to expert!”
Jessica SimpsonVP of Membership & Operations
Greater Pensacola Chamber
“My wife and I have worked with Torgersen Causey for our personal insurance and have always received exceptional service. They provided a thorough explanation of our options, helped us find plans that best fit our needs and made the enrollment a smooth process. Their follow-up and attention to detail were very much appreciated.”
Mike WigginsFormer Mayor, Pensacola
“Reid, Anna and Lissa have been instrumental in forming and maintaining a quality insurance package for our staff members. The promptness in which they answer questions and respond to feedback is commendable. We view our relationship with Torgersen Causey as a true partnership and wouldn’t have anyone else as our benefit agent.”
Sandi BreitlingBusiness Manager
Aletheia Christian Academy
“It has been a pleasure working with the team at Torgersen Causey. They always have our back and are responsive when we have questions. We highly recommend their agency to businesses looking to build a benefits package for their employees.”
Joi BaxterOperations Manager
Brownsville Welding
“Torgersen Cauesy has been our insurance firm since 2005. They have assisted our organization in designing, administering and maintaining a competitive benefit package during one of the most tumultuous insurance periods that I have experienced. Working with them is not only pleasure, but it is a relief as I do not have to worry about our benefit package and all the associated regulations that go along with it.”
Steve DunnAdministrator
Gastroenterology Associates
“Reid and Lissa at Torgersen Causey have helped us maintain a health insurance plan to help with the retention and attraction of current and new employees. They are always there to take our calls and to help with any questions we may have. Reid also takes the time to speak with our staff individually or on a group level to educate them on their benefits. We would certainly refer them to any business in Pensacola that is in need.”
Casey LittleOffice Manager
Bear General Contractors
“Anna and Todd and their team provide world class service to our multi franchise dealerships. They have always scoured the market for the best possible rates for our employees. They are always available to talk to our employees about their specific situations and be a liaison between the employee and the carrier when questions arise. I could not possibly manage over 600 employees in 3 different states without Torgerson Causey. Their team makes navigating the ever changing world of employee benefits easy to do.”
Jacquie GrayDirector HR, Loss & Risk Management
Sandy Sansing Automotive
“When we started the brewery 10 years ago, we wanted to offer health insurance options to our employees and needed to find the best assistance possible so that we could focus on building our business. Torgersen Causey agency has provided us with exceptional service all along the way, providing us with options and always available to answer questions. Their response time is superb and all employees exhibit top notch customer service skills.”
Jenna EcklandPensacola Bay Brewery
"Torgersen Causey has helped us provide an excellent package of benefits to stay competitive in the labor market. They are very thorough in how they handle service requests from our team members, but they are also very friendly and quick to pick up the phone when I call. We consider our relationship with Torgersen Causey a true partnership and would recommend them to any business in need of an employee benefits consultant."
Chris DixonGeneral Manager
Coastal Machinery Company
Contact Our Pensacola, FL Office
  • 1403 East Belmont Street
    Pensacola, FL 32501
  • Local: 850-433-9996
  • Toll-Free: 866-916-7705
Get Help Enrolling