Individual & Family Health Insurance in Pensacola, FL
Looking for help with finding health insurance in Pensacola, FL?
We are an independent insurance agency located in Pensacola, FL that specialize in helping our clients choose and enroll in the right health insurance plan. Our service is 100% free to you, and we are experienced in finding affordable health insurance plans for our clients, so let us help you with enrolling in Pensacola, Florida medical insurance.
FREQUENTLY ASKED QUESTIONS
Serving the Pensacola, FL area for over 20 years. Find out why our customers have trusted our health insurance agents with helping them choose the healthcare plan that’s right for them.
ABOUT TORGERSEN CAUSEY
We have been a trusted name in the insurance and benefits industry in Pensacola, FL for over two decades. Learn more about our team and how we can help you.
Affordable Individual & Family Health Plans
Choosing the right health care plan for you and your family is a serious decision, but that doesn’t mean it has to be hard. Torgersen Causey Insurance & Benefits can help you find and enroll in the medical insurance plan that fits your needs, AT NO EXTRA COST TO YOU. Contact us today to learn how we can help you find the affordable insurance coverage you’ve been searching for.
Frequently Asked Questions
How do individual and family deductibles work?
An individual deductible is the amount a single person needs to meet in order for coinsurance to kick in. A family deductible is the maximum amount that a family needs to meet in order for for coinsurance to kick in for everyone in the family. Most plans will cover in-network preventive care at 100% without requiring a deductible to be met.
What does an insurance agent do?
An insurance agent helps clients search for health coverage and can offer products from a variety of insurance providers, typically for a commission as opposed to a direct fee from the consumer. An agent's main responsibility is to the client, not to a specific insurance carrier, so they are able to help clients shop around to find the plan that fits their needs the best rather than recommending the insurance company they are partnered with.
Is it worth getting an insurance agent?
Insurance agents are an excellent option for those looking for a cheap health insurance plan because they do not charge the customer a fee. Instead, they make money from a commission charged to the insurance company directly. And because they don't have loyalty to a single insurance company, they can be unbiased when helping their clients choose an affordable health plan. Choosing a trusted insurance agent like Torgersen Causey Insurance & Benefits can help many people find the right medical coverage within their budget and without the confusion that comes with doing it on your own.
How can I get cheaper health insurance?
There are many ways you can save on health insurance coverage. The simplest way is to find a trusted health insurance broker who will guide you through the process and help you find the plan that fits your budget. Insurance brokers typically make money from commissions, not from fees charged to the customer, and can often find better prices than what's on the Marketplace.
It's also important to understand what your exact health needs are to help decide which plan is best for you and manage your healthcare costs.
Is there any free health insurance in Florida?
Depending on your exact circumstances, there are low-cost or free Florida health insurance programs you can take advantage of. Contact Torgersen Causey Insurance & Benefits today to schedule a free consultation and find out what medical insurance options are available to you.
How much is health insurance a month for a single person?
According to eHealth, the average national cost for health insurance in 2020 was $456 for an individual and $1,152 for a family per month. However, costs can vary depending on the exact health plan you've selected. To get personalized health insurance quotes for you and your family in Pensacola, FL, contact Torgersen Causey Insurance & Benefits today.
Much more than just an insurance policy:
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