Our Team

After graduating from Florida State University in 1981 with a degree in business, Todd began a career with Blue Cross Blue Shield of Florida. After several successful years as an Account Executive and Marketing & Sales Director with Blue Cross and Blue Shield of Florida, Todd launched Combined Insurance Services in Pensacola, Florida. In 2019 Combined Insurance Services changed names to “Torgersen Causey” to more reflect the company’s local ownership. His business focus today, as President of Torgersen Causey, is client relations and organizational development.

In addition to his degree at Florida State, Todd is recognized as a Certified Health Consultant, grading out in the top 10% nationally. He also completed the requirements for Syracuse University’s Graduate School of Sales Management and Marketing. Todd holds membership in the Florida Association of Health Underwriters and the Florida and National Associations of Insurance and Financial Advisors. He is also a Certified PPACA Professional, completing the coursework and exams required to gain the designation.

Todd is active in the community as a member of City Council for the City of Gulf Breeze, Five Flags Rotary (past President) of Pensacola and is currently on the board of ARC Gateway as past President. Torgersen Causey is a corporate member of the Chamber of Commerce in Pensacola and Gulf Breeze. Todd has also participated in United Way’s Day of Caring, March of Dimes and served as a cook for Loaves & Fishes.

Outside of work, Todd spends time with his family, watching college sports and anything to do with the water. He is a member of Gulf Breeze United Methodist Church.